Department Risk Management Dept.

Immediate Supervisor's Position Credit Risk Manager

Overall Objective of the Position:

Manage the Wholesale Stock Audit plan, ensure the stock audits are done by BOC as per our procedure and any issue is raised and followed up promptly in order to reduce the risks of wholesale financing.

Duties:

1） Prepare and submit to the Risk Department Managers the audit plan in advance for each month, taking into account the procedure (frequency function of the grading), the decisions (more frequent audits might be requested) and the payment pattern (incidents).
2） Coordinate with the relevant Bank of China Branches in order to ensure that these audits are done in time and fully.
3） Train the Bank of China auditors when a Branch does audit for the first time by occupying them.
4） Follow up all audit results, and in particular incidents, ensure that all risk situations are reported immediately and followed up timely. Request immediate payment from the dealer in case of missing vehicles or other similar situation. Follow up the invoicing and payment of penalties as applicable, in relation with Finance.
5） At random do some audits ourselves according to the requirements or risk situations.
6） Propose evolutions of the Stock Audit procedures and integration in Profinance to reinforce their efficiency.
7） Fulfill other works assigned by supervisor

Contact for Work:

Report to: Manager of Wholesale Risk
Internal Relations： Credit Risk Manager, Finance & IT Dept., Business Development Dept.
External Relations: Dealers, Branches of Bank of China

Requirements：

Necessary Education: Bachelor's Degree
Major: Finance, Economics Management Related, abroad education background will be preferred
Necessary Experience: 2 Years in Banking / finance
Knowledge/Skills:

1) Be familiar with auto loan industry / wholesale;
2) Be familiar with credit policies and work flow ;
3) Have stronger risk awareness.
4) Strong organization skills.
5) Good English / French