Responsibilities

1.      Manages credit risk staff in the design, implementation and use of management information systems and reports to monitor credit risk trends.

2.      Manages credit risk staff in the development and maintenance of repositories of historic data for ad hoc analysis.

3.      Manages staff to provide MIS reporting on mortgage origination, performance trend, service indicator, and vintage analysis.

4.      Supports and validates risk and reward management systems through development of risk estimates for new and existing products.

5.      Supports portfolio due diligence activities through an independent assessment of credit policies

6.      Performs other projects or special assignments as required.

7.      Supports scientific based predictive modeling related functions in the credit policy department.

Qualifications

Advanced degrees in mathematics, statistics, finance, economics, operations research, related field or equivalent experience; Minimum 4 years financial services experience. Strong managerial, planning, analytical, project management, decision-making, communications and presentation skills. A good understanding of consumer loan pricing, prepayment, and loan default. Ability to define and execute risk management project and present to management. Knowledge and hand on experience of SAS and RDBMS.

 (Candidate with less experience can be considered for lower position)