Wholesale Risk Specialist 经销商风险管理专员, BMW Financial Services 宝马汽车金融
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职位描述/要求:
Wholesale Risk Specialist 经销商业务风险管理专员,宝马汽车金融服务
此职位招聘2人,分别在2009年2月和4月到岗。
Responsibilities:
- The Wholesale Risk Specialist owner is responsible for monitoring, assessment and reporting on all risk aspects of the wholesale portfolio.
- Judge the solvency and creditworthiness of dealers upon credit applications by using the group rating system.
- Conduct risk analyses, identifying trends and offer recommendations and actions in order to protect our risk position.
- Compose decision-making proposals to Risk Management and to Local and Regional Credit Committee meetings.
- Assure a legally binding contractual framework for all wholesale products and collateral agreements.
- Communicate with dealers together with sales upon risk issues.
- Initiate and monitor vehicle inventory audits at dealerships.
- Analyze and control the financial performance of dealers on a permanent basis by using and further developing of early warning instruments.
- Close monitoring of the financial standing of the dealers and offer recommendations when needed.
- Analyze wholesale risks on portfolio level by using risk steering instruments and provide risk reporting to Risk Management, senior management and headquarters.
Requirements:
- University degree in Business Management or Finance (emphasis on Banking).
- Up to date knowledge in Commercial Banking and Chinese business practice.
- Fluent in Mandarin and English (speaking and writing).
- At least three years of working experience.
- Experience in commercial environment ideally credit department of a bank or captive business;
- Experience in bank accounting and controlling; experience in credit department is a plus.
- Ability to work under pressure and meet deadlines.
- Must enjoy working in a start-up environment and be a team player.
- Able to work in an international organization.
- Must be service minded with a strong customer focus.
- Computer literate, including MS excel, MS word and MS powerpoint.
- You are motivated, eager to learn and not afraid of a challenge.
联系方式:

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