Credit Officer _ Wholesale Back Office

地点：北京
Responsibility:
Treatment of corporate credit applications for new customers as well as for existing customers, incl. negotiation on pricing, credit securities and other conditions in close cooperation with the sales representative and other departments, if required by field work
Work out Credit and Company analysis based on yearly and monthly balance sheets, budgets, legal company structures, company strategies, market and competition information, as well as assessment of available securities
Set Up 1st credit vote in English based upon such analysis
Create and monitoring the conclusion of loan contract incl. all related documents
Follow up the preconditions being set in the credit decision
Effective telephone communication with Dealer Partners
Adherence to Fraud precautions
Ensure that company credit standards are met and that compliance with local laws and regulations is safeguarded
Monitoring and Conducting the yearly credit review as well as any requested resubmissions for each customer timely
Active reporting to management about any relevant and important information about customers as well as general wholesale related information
Being First Contact for answering questions of Sales team, Management and German HQ
Reporting to Head of Department and General Management
Dealing with a wide range of Administrative duties.

Requirement:
Bachelor degree in accounting, finance or related majors.  
1-2 year working experience in corporate credit business (credit evaluation) in a bank or financial institutions
Strong analytic skills and the ability to draw according conclusions
Fluent in spoken and written English
Excellent and highly persuasive communication skills
Trustworthy and consequent towards customers with according professional working attitude and appearance
Willingness to take over responsibility
Being self motivated, proactive and working independently within in a team
Good self organisation, i.e. ability to cope with a pressurised environment and to meet deadlines
Good computer skill in MS Office Software

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邮箱：vwfsagbo@vwfsag.com